<img alt="" src="https://secure.imaginativeenterprising-intelligent.com/794699.png" style="display:none;">
Skip to content
Est 1997

Business Insurance

Our business insurance broker partnership focuses on the outcomes employers care about most: reducing risk, controlling insurance costs, improving service responsiveness, and gaining strategic guidance.

Schedule Your Insurance Review
Business Solutions

Protect Your Business. Reduce Risk. Control Insurance Costs.

More Than a Broker—A Strategic Risk Partner

Your business insurance program should do more than simply renew each year. At Connor & Gallagher OneSource (CGO), we combine proactive insurance consulting, carrier negotiation, risk management expertise, coverage gap analysis, and dedicated service support to help organizations secure the right coverage at the right cost. Whether you're looking to improve coverage, reduce premiums, strengthen your claims process, or develop a long-term risk strategy, our team becomes an extension of yours.

Testimonials

What Our Customers Are Saying

“We had a massive claim and were expecting a significant increase in our general liability policy. Not only was the increase smaller than expected, they actually called and got our monthly payment further decreased. They saved our building thousands of dollars over the year”

Michael L. Business Manager

“They provide excellent service. Proactively work for us the customer.”

Miwa B. Office Supervisor

“Super helpful, always available, pricing is very competitive.”

Vicki G. Financial Manager

Our Promise to You

We’ll be your advocate, advisor, and strategic partner. We take the time to understand your business, identify exposures before they become costly problems, and deliver insurance and risk management solutions that protect your organization today and support your goals for the future. Through proactive service, transparent communication, dedicated claims advocacy, and ongoing risk management guidance, we work relentlessly to help you reduce risk, control insurance costs, and make confident decisions knowing your business is protected by a team that puts your interests first.

park in lujiazui financial centre, Shanghai, China

Controlling insurance costs

Unlike brokers who simply deliver renewal quotes, we follow a structured process designed to uncover opportunities for savings, improved coverage, and risk reduction.

Before recommending changes, we perform a detailed review of coverages, limits, endorsements, exclusions, and deductibles to determine whether your insurance program truly aligns with your operational exposures.

  • Coverage Adequacy Review - Ensuring coverages and limits match your actual exposures.
  • Policy and Endorsement Review - Identifying restrictive language and exclusions. Eliminating unnecessary add-ons, adding critical protections.
  • Deductible Optimization - Balancing retention with premium savings.

We gather underwriting information, analyze claims performance, and develop a comprehensive marketing strategy designed to improve your negotiating position.

We partner with more than 30 A or better rated carriers to ensure competitive options and optimal coverage placement.

 Our team reviews all options with you, discusses emerging risks, evaluates loss control opportunities, and helps you make informed coverage decisions before implementation. 

Formulate a multi-year strategic plan to contain costs in the future.

  • Market timing strategies: Leveraging soft/hard market cycles.
  • Risk improvement programs: Reducing frequency and severity of claims.
  • Alternative risk financing: Exploring captives, self-insurance, and group programs.
  • Benchmarking analysis: Comparing your costs to industry standards.
Image

Exceptional Support

We provide first class customer service, support, and education.

 For 4 consecutive years, CGO has achieved top-percentile client satisfaction scores, demonstrating our commitment to responsive service and consultative support. 

Experience consistent support from professionals who understand your business, your operations, and your risk management goals. No revolving account managers. No starting over every renewal cycle. 

Our claims specialists serve as your liaison with carriers and adjusters, helping you navigate complex claims situations while working toward timely and favorable resolutions. 

Regular updates on market conditions and opportunities.  

Keeping you informed on emerging risks and coverage solutions.

  • Documented service commitments: Clear expectations and deliverables.
  • Regular performance reviews: Measuring our success against your objectives.
  • Transparent reporting: Detailed analysis of savings achieved and value delivered.
Feed My Starving Children-1
Thought Leadership

Insights to Help You Stay Ahead

PEO Alternative
Employee Benefits

Leaving a PEO

There are various motivating factors that prompt an organization to consider leaving a Professional Employer...

Read More
Connect With Us

Don't Wait for a Claim to Discover Coverage Gaps

Schedule a complimentary insurance review and let our team identify opportunities to strengthen protection, reduce risk, and control insurance costs before they impact your business.

Schedule Your Insurance Review